Sberbank

Sberbank today is the circulatory system of the Russian economy, accounting for one third of its banking system. The Bank provides employment and a source of income for every 150th Russian family. 

On the basis of total amount of assets the share of russian banking sector leader is 28,7% of all complex banking assets (as of January 1st, 2016)

The bank is the main creditor of Russian economy and occupies the largest segment of the deposit market. Its share consists of 46,4 % of household deposit, 38,7 % private individuals loans and 32,2 % of legal entities loans.

Sberbank today is 14 territorial banks and over 16 thousand branches throughout the country in all 83 constituent entities of the Russian Federation located across 11 time zones.

Only in Russia over 110 million people are the clients of Sberbank - more than half of population of the country and about 11 million customers abroad.

Sberbank offers the widest selection of banking services for retail customers: from traditional deposits and various types of loans to bank cards, money transfers, bank insurance and brokerage services.

All retail loans in Sberbank are only issued upon “Credit factory” technology, developed for effective loan risk valuation and supporting of high quality loan portfolio.

In its pursuit of even more convenient, modern and processable service, Sberbank is continually improving the opportunities of customers to control their accounts remotely. The Bank has established a system of remote service channels which comprises:

Оnline banking Sberbank Online (over 30 million active users)
Smartphone application Sberbank Online (over 18 million active users)
SMS service Mobile Bank (over 30 million active users)
One of the largest networks of ATMs and self-service terminals in the world (over 90 thousand terminals)
Sberbank is the largest issuer of debit and credit cards. Through a joint bank with BNP Paribas, Sberbank operates as a POS-lender under the Cetelem brand using the 'responsible lending' concept.

Over 1 million enterprises (out of 4.5 million legal entities registered in Russia) are customers of Sberbank. The Bank services all groups of corporate customers, small and medium-sized businesses accounting for 35% of the Bank's corporate credit portfolio. The remaining portion is attributed to crediting large and major corporate customers.

Sberbank today is a team of over 260 thousand qualified professionals who work to turn the Bank into the best service company with world class products and services.